Are you trying to tell me the law permits these jokers to let their cattle have a circus on the road, and we people doing 120kph legally on the expressway should lose their car's "Accident - free" status & NCB while these jokers get away with it? Unbelievable. No point in paying road tax.
The Delhi Police recently made amendments to increase the speed limits in May this year and the revised speeds are only 80 kmph.
This is the link to the article which came in the Times of India-
Now, you can drive faster on Delhi roads - Delhi - City - The Times of India
And about the rights of herdsmen, I already mentioned about it here-
which in other words means that they will take the defence (if they get a lawyer to defend their case,If not there will always be the insurance company against you anyways) that they had asked you to stop, which you did not and hence it was your rash and negligent act that resulted in the accident. It's not that easy to prove that it was their fault even if it is.
Also the reason for insurance companies playing tough these days is cause they're sinking neck deep in losses,No wonder with all the claims arising. Just for facts Kerala's death toll is 11-13 Road Traffic Accident(RTA) deaths every single day,the national death toll for every single day in RTA's is near 300. And that is why they will also make an argument that it was the driver's negligence and so they are not bound to pay for the damages.
And road tax,As far as I know 65-70 percent of road tax is used for purposes other than road development and infrastructure. Think of how much of that 30-35 percent will actually turn into roads after miscellaneous expenses.