Relax guys, may be Maruti is alert on these frauds.
I got my ritz insurance renewed two days back, i got a call from the dealer that it is time for the renewal ,
they gave me a premium amount and i bargained and got a 500k less on the premium on same IDV,
and they asked me to wait for the direct call from maruti as the renewal is now done directly by maruti.
A guy from maruti called he gave me the policy details, i confirmed the policy and the very next day a representative from the dealer delivered the policy and gave me a receipt on the amount paid.
The very next day a guy from maruti called and re-confirmed the policy.
In short it is safe now to take the policy from maruti dealers.
Nothing wrong in re-checking the policy ourselfs,but maruti had took necessary steps to avoid these kind of malpractice so there is nothing to worry.