Re: Which car to buy Swift 2012: VXI OR VDI
Hi , I have 1 more doubt . . If i go for petrol VXI model . .what would be mileage i would be getting in City and Highway :)
Dileeprn,
In your case, with a running of a mere 800 Km a month, it won't be advisable to go for a diesel one. Like one fellow mentioned above, you'll end up paying Rs. 1,20,000/= extra + interest on this amount (should be approximately ~ Rs. 50,000 for a 3 year loan of Rs. 1,20,000/= extra). But wait, we haven't calculated the opportunity cost yet that you would lose by NOT investing that Rs. 120K which by just putting it into FD would yield a minimum 9% i.e. ~ Rs. 33,000 for 3 years. Net net, you lose a good Rs. 80,000 in just interests (haven't included Rs. 120K since a part of it would be claimed when you sell off the car).
I have a running of 1000Kms a month, yet bought Swift Vx, owing to the fact that it's super silent when compared to the VD, also because of the aspect mentioned above.
Go for the Diesel if and only if you like the punch of the diesel engine, that push back into the seat feel which definitely the VD provides. However, VX won't disappointment you either, the engine is a gem and will provide driving pleasures for sure, barring the once in a fortnight shocker at your nearest gas station.
Do note, the VX gives around 13 to Litre with 100% A/C in typical Delhi traffic, although the MID shows a healthy 14.6Kmpl.