New research out of the United States has found the presence of some, but not all, car safety technologies – including adaptive cruise control and forward collision prevention – can lead to a substantial reduction in the frequency of car crash insurance claims, while others offer little to no impact.
The study, conducted by independent body the Highway Loss Data Institute (HLDI), examined insurance claims across model year 2013-17 BMW vehicles to see which safety and assistance features impacted the number of collision, property damage liability and bodily injury liability claims per insured vehicle year.
To do this, it examined insurance data across cars with different levels of safety and driver assistance packages fitted. The first group had forward collision warning and lane departure warning, the second added front automatic emergency braking (AEB) to that list, the third added adaptive cruise control and the highest level of package added lane centering and front cross-traffic alert.
Results showed that the combination of front crash prevention systems like AEB and forward collision warning, particularly when paired with adaptive cruise control, resulted in large reductions in the frequency of property damage liability and bodily injury liability claims, but the further addition of lane centering and front cross-traffic alert had no significant impact.