Here are all the cars in your budget. After seeing the pros and cons, its up to you to decide which car.
Ford Figo:
Advantages:
• Robust build and construction
• Interiors more comfortable than chief competitors i10 & Swift
• 1.4 Diesel's proven driveability and fuel efficiency. No turbolag
• The Ford Figo's mature big-car-like ride quality
• Ford's DNA in the on-road behaviour and quick steering
• Class-topping 284 liter boot space
Disadvantages:
• Lacks the modernity of recently launched hatchbacks
• Both of the engines in the Figo are lacking in outright performance. Neither engine can exploit the car's dynamics
• No true top-end variant (tilt adjustable steering, rear power windows, MID etc.)
• Average backseat legroom. Not in the league of, say, an Indica Vista
• Ford's sub-par dealership experience
Honda Brio:
Advantages:
• A thoroughly contemporary Honda at a sub-5 lakh rupee tag
• Entertaining performance, sweet i-VTEC engine & healthy power-to-weight ratio
• High quality interiors for the segment
• Light controls, slick gearshift and easy maneuverability for in-city commuting
• Honda reliability & fuss-free ownership experience
Disadvantages:
• Equipment list lacks rear defogger, CD player & driver seat height adjustment
• Basic, unsettled ride quality on imperfect roads. Gets choppy on uneven highways
• Small 175 liter boot
• Ordinary space for back seat passengers. Rear seat-back too short
• Quirky rear-end styling is a hit or miss
Volkswagen Polo:
Advantages:
• A well-built solid European hatchback
• Clean and contemporary styling. Absolutely no quirkiness
• "Big car like" ride quality. Suspension setup ideal for Indian roads
• Neutral handling & mature road behaviour
• Fuel efficient range of engines
• 280 liter boot. Figo-like & substantially larger than direct competition
Disadvantages:
• Commuter 3-cylinder engines. Neither hits the sweet spot nor matches the segment benchmarks
• Some niceties missing. Climate control, USB / AUX audio input, electric ORVMs etc.
• Ordinary rear bench legroom. Comparable to the Ritz
• Thin 40 dealership network
• VW's cost of ownership is yet unknown territory
Toyota Etios Liva:
Advantages:
• A neutral family hatchback with the "T" badge
• Spacious interiors can easily carry 5 adults
• Super light controls, especially steering & short-throw clutch. Effortless to drive within the city
• Well-tuned suspension. Safe handling and flat ride
• Safety package (Airbags, ABS & EBD) optional on middle variant too
• Toyota’s fuss-free ownership experience & excellent after-sales
Disadvantages:
• 1.2L engine lacks bottom end; isn't a class-topper like the Etios 1.5 (from which it is derived)
• Cost-cutting glaringly obvious in many areas
• Economy-grade interior quality & unconventional dashboard
• Missing equipment (climate control, height adjustable driver's seat etc.)
• Poor insulation. Engine, suspension & road noise are prominent
Hyundai i20:
Advantages:
• Top notch quality inside out. New Fluidic styling works
• Class-leading equipment list (auto headlamps & wipers, keyless entry & go, reverse camera, electric folding ORVMs etc.)
• Fast, fuel-efficient diesel engine mated to a smooth 6 speed gearbox
• Amongst the more spacious hatchbacks. Comfortable for 4, or even the occasional 5
• Big, practical 295 liter boot
• 5 star safety equipment & rating. Upto 6 airbags, all-wheel disc brakes, ABS & EBD
Disadvantages:
• Underpowered 1.2L petrol engine. Offers mediocre performance on the expressway
• Light, vague & sensitive steering at speed
• Highway dynamics are unfitting of a premium hatchback
• Diesel i20 carries an unusually high difference of ~1.5 lakhs (on the road) over the petrol
• Asta variants are priced in the vicinity of bigger, more powerful sedans
• Hyundai's service costs are usually higher than that of the competition
Nissan Micra:
Advantages:
• Cheeky styling. A touch of retro too
• Quality, well-designed, interiors
• Driver airbag standard across the range (including base variant)
• Diesel engine offers stunning driveability. Fuel efficient as well
• Compliant ride quality. Suspension tuned for comfort
• Gizmos : Keyless entry & go, engine start / stop button, electric folding mirrors, climate control
Disadvantages:
• Ordinary three-cylinder petrol engine. Dull to drive
• ABS brakes removed from the diesel Micra
• Inexistent under-thigh support from the rear seat
• Quirky design may not be to your taste
• The wafer-thin dealer network
• Nissan's cost of ownership is yet uncharted territory
Maruti Swift:
Advantages:
• Snazzy styling packs appeal. Interiors are well-designed too
• Competent engine range. Very refined motors
• Balanced ride and handling. Superbly tuned suspension
• Terrific fuel efficiency, especially from the diesel
• Effortless to drive in the city; lots of fun on the highway
• Maruti’s excellent after-sales service & wide dealer network
Disadvantages:
• Small, impractical boot. Luggage capacity is severely restricted
• Mediocre brakes (LXi / LDi & VXi / VDi). Inadequate for emergency braking conditions
• Looks nearly identical to the outgoing generation car
• Rear seat space, though improved, still isn't "spacious"
• Pricey ZXi / ZDi variants. Also, ABS no longer an option on the middle “V” variants
• Long waiting period for delivery. Runs over 6 months in some cities
Hyundai i10:
Advantages:
• A well-rounded city hatchback
• Best-in-class interior fit, finish and quality
• Refined 1.2L petrol is a sprightly performer. Variable valve timing tech too
• Light clutch, gearbox & steering. Incredibly easy to drive
• Hyundai’s excellent after-sales service quality
Disadvantages:
• Unsettled ride on less-than-perfect roads. Rear (especially) gets bouncy
• Narrow width makes it a strict 4 seater. Unwelcome 5th adult
• Missing goodies (No climate control, alloy wheels, dead pedal or adjustable front neck restraints)
• Severely under-tyred. An upgrade to 175/70 R13 is highly recommended
• No diesel variant available yet. Most competitors offer the oil-burner option
Chevrolet Beat:
Advantages:
• Funky styling inside & out. Unique superbike-inspired speedometer too
• Nippy city hatch character. Light, easy to drive and chuckable
• Compliant ride quality. No bumpiness
• Well packaged interiors (for 4)
• ARAI fuel efficiency topper
• Chevy's 3 year service guarantees
Disadvantages:
• Unconventional styling isn't to everyone's taste
• Compact 170 liter boot. 50 - 60 liters smaller than competition
• Very dull dark-grey interior shade. No beige option either
• Horribly undertyred (155 mm width). An upgrade is a must
• Some goodies missing (keyless entry, driver seat height adjust, steering mounted controls)
• Small rear window creates a claustrophobic ambience at the back
Tata Indica Vista:
Advantages:
• Variety of engine options (Tdi, Quadrajet, Safire65, Safire90). Take your pick!
• Well-equipped from the second variant & over
• New interiors look and feel much better in terms of overall quality
• Improved gearbox, light clutch and light steering make for effortless city driving
• Spacious interiors. Roomiest in the segment; beats some sedans from 2 segments up
• Absorbent, comfortable ride quality
Disadvantages:
• Fit and finish need improvement. Exterior panel gaps are inconsistent too
• Soft suspension setup. Best driven sedately
• Centrally-mounted instrument cluster takes some getting used to
• Niggling issues & irritants persist (as reported by existing Vista owners)
• Tata’s after-sales-service remains a gamble
Maruti Suzuki Ritz:
Advantages:
• A practical "Maruti Swift"
• Well-packaged interiors
• Outstanding petrol & diesel engines
• Composed handling for a tall boy
• Maruti’s after-sales service
Disadvantages:
• Weird rear styling can be a deal breaker
• Ride quality at low speeds is bumpy
• Interior part quality isn't as good as the Hyundais