Originally Posted by pravin1987
Will this get covered under insurance?
remains of the Burnt vechile were took my partner's factory in mandya. keeping in touch with insurance agent. the surveyor would come on thursday or friday to see the remains.
If you had taken a comprehensive coverage (Apart from the natural calamities coverage, man-made calamities include: burglary, housebreaking, theft, riot or strike, accident by external means, malicious act, terrorist activity and damage during travel by road, rail, inland-waterway, or air.).
The surveyor will want to know a few things about the incidents. He may want to interview the driver too. Just make sure that the story is intact from all sources. If the surveyor has to disprove it is not 'Riots', he will want to make sure that there was instigation / just personal conflicts. And he will want to know whether the attackers were known to you/partner earlier (to make sure that this is a third party). He may go to the actual place of the incident (without your knowledge) & investigate. He will go to the local police as well to reconfirm facts.
Not to worry too much there. He is just doing his routine job. Most likely your IDV will be given, post deductions or so. But it will take time. If it happens faster, thank upstairs. Someone's blessing is still there with you.
Originally Posted by khshareef
Yes if vehicle is comprehensive you can get claim.