Need Help To Proceed with Insurance Claim


Thread Starter #1
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Hi Tai'ns,

Our family vehicle met head on accident with tempo traveller 15 days back, we have zero dep Icici Lombard motor insurance damage includes front cross member,fenders air cleaner Assy,radiator,headlights,airbag, bumper, fog laps ,wind shield etc but the real problem is estimate will come around 10,45,000.00 and the vehicle idv is about 15,00,000.00 insurance surveyor seems to be pushing us to total the vehicle but as per my observations its 2012 facelifted fortunes there is no structural problems and no A piller damage, no appron damage,suspension everything is seems to be OK. I have attached few pics for reference.
Experts requested to help me on this asap.


Regards,

SHASHIKANTH NM
 

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Re: Need help to proceed with the insurance claim.

If you go for Total Loss they will compensate as per market value or IDV whichever is less. your IDV seems to be lower as per a 2012 Fortuner.
 
Thread Starter #3
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Need help to proceed with the insurance claim.

Hi,
Anshuman this vehicle is 2wd AT, actually quoted IDV was 13.5 change we increased for 15 laks.
and paid some 57k as the premium.

Regards,

shashi
 

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