Am extremely depressed while am sitting typing this
. Reason being had a bad accident to my car today. It all happened near my home today.
Scene 1: Two bikers going on the road make some mistake and bangs my inlaw's car Nano. My mother calls me up and I rush to see what exactly happened.
Scene 2: I reached my home see a lot standing near my place. Out of tension and hurry my bad ! I opened the driver side road. Then "THUD" a biker hits my door causing biggest dent till date on my car. Am shattered !! Yet I get down to see what is wrong with Nano. To my worst nightmare it was a much smaller dent than what happened to my Car!
Finally Every one leaves but the biker who hit me his doom is broken. But My car is even more badly damaged.
My questions to you folks !
1. I said the biker I will not pay anything as he did not see me opening door. But I felt bad for him though could not do anything looking at my car's condition.
2. Should I claim insurance for it? I have NCB for last year.
3. What will happen if I go for insurance?
4. Should I go for my regular service center who would prompt me to take up insurance or can I visit a local shop for this?
5. I inquired about it to one of my uncle who has a service center he quoted it around 6-7k. Where as I checked with Nexus Authorized Service center they said it would be around 4k.
6. Am totally depressed so cant make a choice as what to do
Please help folks!!