Finally Felt the sensation of holding steering of my dream new car.
Donít know from where I should begin. OK letís talk about some history and about the process of buying this.
As everybody knows that for a middle class person it tends to be much difficult to set up the mind for investing around 1.5 million for a car. This process of decision making becomes much mind storming in-spite of taking home the same practically. EMI will also become a mental stress because it digests more than half of your monthly salary and it continues for approx 4-5 years. It was not just a one month mind mapping for me, for last 2 years I have been going through this dilemma, searching all day long for whatís new happening in the same.
Buying this car is more than luxury, more than status and more than any desire. For me, it was like a big priority dream and I had to fulfill this at any cost, for the reason being I wanted to gift this car to my dad. I skipped my sleep for several nights and keep on thinking and researching about which brand, which car is better, how I should adjust my budget and many more questions. Oh now letís stop this.
Move on to start researching Requirements
Cars, I was considering 1. Honda city: -
- 7 seater, more space
- At least 2 airbags and ABS
- Within 14 lacs budget
- Good and reliable A.S.S
- Low maintenance cost
In 2014 When All New City launched. I loved the car in first sight Positives :-
- Great looks and style
- I-Vtec engine
- Good mileage
- Excellent space
- Reasonable pricing
- Sedan car but mind says for SUV
- Low GC
- Many niggles and Honda ASS
Although I loved this car but somehow it failed to fulfilled my complete requirements. 2. Hyundai Verna Positive :-
6 airbags and safety Negative :-
Not a fan of fluidic design 3. Ecosport :-
Everything good but itís a ford vehicle and also a sub 4 meter length 4. Scorpio :-
First car which fits according to our requirements. Positives :-
- Excellent front side looks in new gen Scorpio.
- Have all the features in top model
- Scorpio brand name
- Same from side as old gen
- The interiors were much disappointing, did not felt like a 15 lacs car.
- Seats were not comfortable.
5. Tata Safari Storm Positives :-
- Sharp edges everywhere, could be harmful.
- Everyoneís first love
- Status symbol
- Powerful engine
6. Mahindra XUV500
- TATA A.S.S
- Outdated looks
- Lack of features.
I was much excited for the launch of new gen XUV 5(double O).
- It comes with fresh front end styling.
- New interiors, which are far better than previous one.
- W6 slightly go above my budget.
- 140 bhp powerful engine.
- Mahindra offers great A.S.S.
Best part is Mahindra did not specify any time limitations for 3 free services i.e., services will be required when vehicles runs for 5k, 10k and 20k kms nothing like one/two/three year time duration, which is really a good service for us.
So in 7 seater segment there were not many choices there Safari Scorpio and XUV500 And the winner is XUV500 in my case. Booking and test drive experience
I started visiting the showroom from Sep 2015.
Wanted a test drive but the demo car was not available that time and I came back with a quotation. I met there with my Sales Advisor Mr. Ravindra. He was very supportive and friendly during whole process. We get first quotation of around 14.41 lacs on road with no discounts at all. SA assured us that he will come to my place for TD.
After some days and some tele-con he came and we took a test drive and were fully impressed with XUV. Excellent ride quality. We drove in city traffic, also on some bad roads.
Now I was in the process of adjusting my budget and thinking how we could manage this dent in our pockets.
Now dec came and I saw in news paper that Mahindra is offering the year end discounts. I confirmed the same to Mr. Ravindra. Next day (4 Dec) I went to the showroom again for the latest quotation. Now the prices increased little bit in Oct so OTR was 14.55 lac without discount and 24500 cash discount on W6 variant. I was happy with it but still looking for more bargaining.
On 7th Dec, we took the TD again on more bad roads and we assured that the lack of chassis is not much problematic in normal usage.
On 10th Dec, I booked white W6, deposited cash, took the booking docket and came home. Dent on wallet
Ex-Showroom - 12830901 Handling charges - 8050 Discount - (-) 24500 After discount - 1267451 RTO - 117209 Insurance - 43248 (O dep) Other - 220 Total - 1428128 Corporate Discount - (-) 10000
After more negotiation dealer get ready to give insurance in Rs. 36345
and more Rs. 4000
cash discount. Final price becomes Final OTR - 1408000 Accessories planned Side step - 10500 Rear guard - 4600 Matting - 3400 Side Beading - 2200 Body cover - 1400 Fog lamps - 4500 Seat covers - 10100 No. Plate frame - 1200 Total - 37700
Perfume and Tissue paper box given free of cost. Grand total - 1445700 Loan process
I wanted to go for SBI or SBBJ but slow processing talks about these govt. sector banks are always there to be heard.
On Friday 11th Dec, 11am loan agent came to collect the documents. A bit later I got a message from SBI that my loan has been sanctioned and concerned officer would contact me for rest of the formalities. Same day in the evening around 4.30 PM branch manager called me then I visit SBI branch for signing some documents and got sanction letter. Branch manager and loan agent both were supportive and friendly. SBI facilitates nothing less than any other private sector bank. Whole the process of loan took just one day which made it lightening fast. Hassle free process.
12th Dec Saturday
Did PDI on Saturday, approved the car which was manufactured in November 2015. Got Bridgestone tyres. Everything looked perfect. Only 20kms on ODO. Ordered accessories installed on same day. Billing done on same day and got invoice, insurance cover note(Tata AIG), Purple club Welcome kit, RTO and insurance invoice. Taking Charge
Took delivery on Sunday 13th December. The whole process takes just 20 minutes. Some gifts and chocolate gave by SA, gate pass and 10 liter diesel coupon. Also explain features in short.