Thread Starter
#1
Brief Background
I have been looking for hatchback from year 2010, when I reached to an income level where I could have accommodated 5000 EMI. But then I kept on postponing buying one, as I preferred my bike to roam around Bangalore and go for self drive options for my longer highway trips. In fact I booked a Hyundai Eon just after launch, but then again cancelled it later thinking, I can buy a bigger hatchback after two years rather buying a small one now. Got married in 2013 and then buying a car became more of a necessity than fancy. But as they say things happen when they have to happen. Things happened in family and I had to further delay my decision on buying car.
The Search Began – This time Seriously
It was around Sep 2014 when I made up my mind to buy a car and this time it was a serious call.
My Requirements from the Car was simple
The first decision was to choose between buying a used car paying full cash and buying a new hatchback with 40% loan. I always loved Fiat Linea and I knew I can get one in a very good condition (Petrol was my consideration) along with a very good deal. Thought of buying a used one in Kolkata and drive it to Bangalore and pay Road Tax here. And to my surprise I got an excellent condition Linea petrol 2010 model, driven just little more than 11,000 KM @2.5 Lakhs. After seeing and test driving the car I was convinced about the car’s condition and was close to finalize the deal, when my mom stepped in and asked to go for a new car instead of used one
While I was going through all this decision process Tata came out with Zest in mid 2014 and then came Bolt. I have driven lot of Tatas before - Indica, Indica Vista, Manja, Safari and Sumo but beside Safari nothing else generated interest for me to consider Tata. But when I saw Zest and Bolt in pictures, I felt that Tata has finally figured out that they need to make good products to remain profitable and stay relevant. Personally I liked Zest more than Bolt as a product offering but, in general never liked the CS concept, of adding a boot to hatch. But it is India, huge potential market for automobile manufacturers with some interesting taxation rules, and there comes a new segment of cars – Compact Sedan
Finalizing What to Buy
In general, buying a car includes test driving the options you are considering and then finalizing what to buy. For me it was like I was already familiar with most of the hatchbacks available in my budget and I have driven most of them for longer distances. Thanks to Self driving options and my habit of taking the driving seat of my friend’s cars. Except Figo, Punto and Polo, nothing impressed me much. I did consider Grand I10 but I don’t know I never feel to be at driver’s seat of a Hyundai car, including i20 Elite. Beside this, Swift was not considered due to its huge number in streets. I personally never liked Hyundai i10’s looks and the beige interiors. Also, I felt the driving dynamics of i10 is one of the worst among hatchbacks. I can take Alto K10 at three digit speeds with more confidence than i10
So the first round of short listing was done based on my past experience with different cars. With a cap on budget @6.25 Lakhs the top variants of Punto and Polo were out of question. So I was only left with one option i.e. Figo. This was around Nov 2014 and the buzz around Bolt being launched soon, was very high. Decided to wait for the same for another month when finally official reviews were available. But then Tata loves taking its own time to launch their products and it was around January 2015 the test drive cars were available in showroom. Went straight to Aadya Motors, near Hebbal and did a test drive of Revotron XT. And man, I was thoroughly impressed. Took the car till 120 Km/hr but didn’t feel nervous at all. Tried all the three modes, the car was quite fun to drive in Sports mode. No, it was not TSI but yes 80% of it @ 60% of price. Note that Bolt price was not yet officially released till now. So the decision was made by test driving only one car and that was Bolt.
But then Figo was a strong contender. Dynamics, the precise steering, extremely good build quality was to my liking. Things which went against Figo was it’s not so popular petrol unit, boring dashboard layout, and the buzz around new generation Figo being launched
With Zest being priced extremely competitive I was expecting some unbelievable price for Bolt. But that didn’t happen and it was priced too close to Zest. And that gave me an excuse to give a second thought to Bolt. Why not wait for new generation Figo instead of straight away going for Bolt. So again the car buying went on hold, but this time it was difficult to postpone it longer. There was no news appearing on expected launch date of Figo. It was already April, 2015 and it was now nearly impossible to manage my day to day activities without a car.
The Buying Process
It was 19th April, 2015. I was looking at some Bolt reviews sitting jobless in office and then suddenly, a spark happened. I am getting this, and getting this very soon. Just a moment before I was still looking out for news around next generation Figo and suddenly this bolt happened. Asked my colleague, can he come to KHT motors with me for a test drive? He asked which brand, I told Tata and then he was like “Am I out of my mind”. I didn’t waste my time convincing him about Tata’s Bolt. Friends are like this, a little “dialogues” and he finally agreed to come with me. He saw both Zest and Bolt. Off course with little price difference he insisted me to go for Zest. But then bolt had already happened and now nothing could have stopped me from getting it. Zest being compact sedan was already not to my liking.
Got a quote from KHT and came back to office. I knew Bolt will not be a great seller any day. With its baggage of Vista and Taxi image, there were few takers for Bolt. But then I don’t buy a brand, I buy products, products which deserve to be bought. Couple of days later took another friend of mine to Aadya, and his negotiation skills ensured that I get few goodies free of cost (worth 2000) and get a rear parking camera @ 2000. Also, Tata was offering 3 year insurance @ 1 year price or flat 14800 as discount if I opt not to take insurance from them. On 25th of April. I called back KHT if they can give something better. They told they can’t; the quotation they had shared is final, take it or leave it.
I didn’t bother to roam around other Tata dealers in Bangalore. I knew all of them are good for nothing so better go ahead with the nearer option.
Experience with Aadya Motors
One word and that is “Just average, lot more desired”
The sales person mugged up all the features which the car had, but little was he able to answer my technical questions. Again when I asked people in showroom about the bad build quality of Tata vehicles in past, the answer was ‘ Sar Tata is like this only”. Hope TATA you are reading this. One of the people actually told me that he has a Swift at his uncle’s place and it is a very good car. I was like, trying to understand, is he selling Bolt or Swift
The ambience in Aadya Motors Hebbal is quite shabby. The surroundings and approach road is not good. Also, inside the showroom the air conditioners are not good enough to keep any unhappy owner’s head cool.
I asked for red XMS, that is the mid variant with safety pack. They told, they don’t have one in stock but they will check if any other dealer is having the same. It was end of the month and same day evening they confirmed that if I can do the down payment before 30th April, they can invoice this one car in stock which had a cancellation request from another customer. I went and checked the VIN details and also checked the car is not a lemon in any case. Manufacturing date was Jan 2015 and the ODO showed 43Kms. After I was convinced the next challenge was to arrange the down payment of 3 Lakhs in less than couple of days. I was expecting a FD maturity by September, which would have not helped me anyway. Suddenly, I remembered that I can take a loan against my LIC. Called my agent and he ensured the money is there in my account in couple of day. Finally, did a RTGS transfer to Aadya and the invoice was generated on last working day of April. But anyone would ask why this hurry to do the payments and generate the invoice. All of this, so that I can have 3 years insurance free (Although later I decided to take bumper to bumper from Royal Sundaram)
Rest I went for loan from State Bank of Hyderabad @10.15%. I decided once my FD matures I can pay back the LIC guys along with my next half yearly premium. Loan was readily approved and the amount was released the day I went to bank and completed the formalities. I must mention the SBH guys were really good in their service.
I had asked for delivery date of 11th May, 2015 between 12:00 and 2:00 PM, as it was good time to take home new car. Aadya ensured the car was ready by 12.30 PM. Did a quick PDI, noticed a little scratch on bonnet which I missed in my earlier check. It was very minute and required strong eyes to notice. Also, I noticed under the sun that there was already swirl marks on the paint. Asked the salesman about the same, he told the scratch can be removed with wax and polish in first service but the swirl marks are present in every car
I didn’t argue much with the sales guy and thought I will anyway go for 3M treatment later where this can be taken care off. Also, after reading so much about Tata ASS I was scared about how they will treat my car in case I ask them to correct this paint job. They gave me a 3L fuel voucher. I asked them to give it to some bike guy who ran out of petrol. They took few photos of mine with the car and I drove away
I have put the Tax Invoice, Road Tax details and Insurance details below:
Ex-Showr0om Price: 5,29,866
Road Tax: 85,985
Insurance from Royal Sundaram (B2B): 16,816
Total On road Price: 6,32,667
Free Accessories provide: Mud Flaps, Floor Mats, Car Freshener and Rear Parking Camera (Had to pay 2000 for this instead of 4500)
I have been looking for hatchback from year 2010, when I reached to an income level where I could have accommodated 5000 EMI. But then I kept on postponing buying one, as I preferred my bike to roam around Bangalore and go for self drive options for my longer highway trips. In fact I booked a Hyundai Eon just after launch, but then again cancelled it later thinking, I can buy a bigger hatchback after two years rather buying a small one now. Got married in 2013 and then buying a car became more of a necessity than fancy. But as they say things happen when they have to happen. Things happened in family and I had to further delay my decision on buying car.
The Search Began – This time Seriously
It was around Sep 2014 when I made up my mind to buy a car and this time it was a serious call.
My Requirements from the Car was simple
- Should have decent exterior build quality. I don’t prefer cars made up of paper thin metal (Current Generation Honda City and Jazz)
- Interiors should be pleasing to eyes with reasonable fit and finish. Should not be too quirky like Beat and Ritz
- Should have following features: Decent Music Payer with high volume clarity, Bluetooth, USB and AUX connectivity, Steering Mounted controls, Power Windows (All Four doors), MID with Fuel Economy Indicator, Distance to empty and multiple Trip meter
- Should have minimum Safety Features - Two Airbags, ABS with EBD. ESP was preferred but was ready to compromise based on my budget
- Reasonable after sales service
The first decision was to choose between buying a used car paying full cash and buying a new hatchback with 40% loan. I always loved Fiat Linea and I knew I can get one in a very good condition (Petrol was my consideration) along with a very good deal. Thought of buying a used one in Kolkata and drive it to Bangalore and pay Road Tax here. And to my surprise I got an excellent condition Linea petrol 2010 model, driven just little more than 11,000 KM @2.5 Lakhs. After seeing and test driving the car I was convinced about the car’s condition and was close to finalize the deal, when my mom stepped in and asked to go for a new car instead of used one
While I was going through all this decision process Tata came out with Zest in mid 2014 and then came Bolt. I have driven lot of Tatas before - Indica, Indica Vista, Manja, Safari and Sumo but beside Safari nothing else generated interest for me to consider Tata. But when I saw Zest and Bolt in pictures, I felt that Tata has finally figured out that they need to make good products to remain profitable and stay relevant. Personally I liked Zest more than Bolt as a product offering but, in general never liked the CS concept, of adding a boot to hatch. But it is India, huge potential market for automobile manufacturers with some interesting taxation rules, and there comes a new segment of cars – Compact Sedan
Finalizing What to Buy
In general, buying a car includes test driving the options you are considering and then finalizing what to buy. For me it was like I was already familiar with most of the hatchbacks available in my budget and I have driven most of them for longer distances. Thanks to Self driving options and my habit of taking the driving seat of my friend’s cars. Except Figo, Punto and Polo, nothing impressed me much. I did consider Grand I10 but I don’t know I never feel to be at driver’s seat of a Hyundai car, including i20 Elite. Beside this, Swift was not considered due to its huge number in streets. I personally never liked Hyundai i10’s looks and the beige interiors. Also, I felt the driving dynamics of i10 is one of the worst among hatchbacks. I can take Alto K10 at three digit speeds with more confidence than i10
So the first round of short listing was done based on my past experience with different cars. With a cap on budget @6.25 Lakhs the top variants of Punto and Polo were out of question. So I was only left with one option i.e. Figo. This was around Nov 2014 and the buzz around Bolt being launched soon, was very high. Decided to wait for the same for another month when finally official reviews were available. But then Tata loves taking its own time to launch their products and it was around January 2015 the test drive cars were available in showroom. Went straight to Aadya Motors, near Hebbal and did a test drive of Revotron XT. And man, I was thoroughly impressed. Took the car till 120 Km/hr but didn’t feel nervous at all. Tried all the three modes, the car was quite fun to drive in Sports mode. No, it was not TSI but yes 80% of it @ 60% of price. Note that Bolt price was not yet officially released till now. So the decision was made by test driving only one car and that was Bolt.
But then Figo was a strong contender. Dynamics, the precise steering, extremely good build quality was to my liking. Things which went against Figo was it’s not so popular petrol unit, boring dashboard layout, and the buzz around new generation Figo being launched
With Zest being priced extremely competitive I was expecting some unbelievable price for Bolt. But that didn’t happen and it was priced too close to Zest. And that gave me an excuse to give a second thought to Bolt. Why not wait for new generation Figo instead of straight away going for Bolt. So again the car buying went on hold, but this time it was difficult to postpone it longer. There was no news appearing on expected launch date of Figo. It was already April, 2015 and it was now nearly impossible to manage my day to day activities without a car.
The Buying Process
It was 19th April, 2015. I was looking at some Bolt reviews sitting jobless in office and then suddenly, a spark happened. I am getting this, and getting this very soon. Just a moment before I was still looking out for news around next generation Figo and suddenly this bolt happened. Asked my colleague, can he come to KHT motors with me for a test drive? He asked which brand, I told Tata and then he was like “Am I out of my mind”. I didn’t waste my time convincing him about Tata’s Bolt. Friends are like this, a little “dialogues” and he finally agreed to come with me. He saw both Zest and Bolt. Off course with little price difference he insisted me to go for Zest. But then bolt had already happened and now nothing could have stopped me from getting it. Zest being compact sedan was already not to my liking.
Got a quote from KHT and came back to office. I knew Bolt will not be a great seller any day. With its baggage of Vista and Taxi image, there were few takers for Bolt. But then I don’t buy a brand, I buy products, products which deserve to be bought. Couple of days later took another friend of mine to Aadya, and his negotiation skills ensured that I get few goodies free of cost (worth 2000) and get a rear parking camera @ 2000. Also, Tata was offering 3 year insurance @ 1 year price or flat 14800 as discount if I opt not to take insurance from them. On 25th of April. I called back KHT if they can give something better. They told they can’t; the quotation they had shared is final, take it or leave it.
I didn’t bother to roam around other Tata dealers in Bangalore. I knew all of them are good for nothing so better go ahead with the nearer option.
Experience with Aadya Motors
One word and that is “Just average, lot more desired”
The sales person mugged up all the features which the car had, but little was he able to answer my technical questions. Again when I asked people in showroom about the bad build quality of Tata vehicles in past, the answer was ‘ Sar Tata is like this only”. Hope TATA you are reading this. One of the people actually told me that he has a Swift at his uncle’s place and it is a very good car. I was like, trying to understand, is he selling Bolt or Swift
The ambience in Aadya Motors Hebbal is quite shabby. The surroundings and approach road is not good. Also, inside the showroom the air conditioners are not good enough to keep any unhappy owner’s head cool.
I asked for red XMS, that is the mid variant with safety pack. They told, they don’t have one in stock but they will check if any other dealer is having the same. It was end of the month and same day evening they confirmed that if I can do the down payment before 30th April, they can invoice this one car in stock which had a cancellation request from another customer. I went and checked the VIN details and also checked the car is not a lemon in any case. Manufacturing date was Jan 2015 and the ODO showed 43Kms. After I was convinced the next challenge was to arrange the down payment of 3 Lakhs in less than couple of days. I was expecting a FD maturity by September, which would have not helped me anyway. Suddenly, I remembered that I can take a loan against my LIC. Called my agent and he ensured the money is there in my account in couple of day. Finally, did a RTGS transfer to Aadya and the invoice was generated on last working day of April. But anyone would ask why this hurry to do the payments and generate the invoice. All of this, so that I can have 3 years insurance free (Although later I decided to take bumper to bumper from Royal Sundaram)
Rest I went for loan from State Bank of Hyderabad @10.15%. I decided once my FD matures I can pay back the LIC guys along with my next half yearly premium. Loan was readily approved and the amount was released the day I went to bank and completed the formalities. I must mention the SBH guys were really good in their service.
I had asked for delivery date of 11th May, 2015 between 12:00 and 2:00 PM, as it was good time to take home new car. Aadya ensured the car was ready by 12.30 PM. Did a quick PDI, noticed a little scratch on bonnet which I missed in my earlier check. It was very minute and required strong eyes to notice. Also, I noticed under the sun that there was already swirl marks on the paint. Asked the salesman about the same, he told the scratch can be removed with wax and polish in first service but the swirl marks are present in every car
I didn’t argue much with the sales guy and thought I will anyway go for 3M treatment later where this can be taken care off. Also, after reading so much about Tata ASS I was scared about how they will treat my car in case I ask them to correct this paint job. They gave me a 3L fuel voucher. I asked them to give it to some bike guy who ran out of petrol. They took few photos of mine with the car and I drove away
I have put the Tax Invoice, Road Tax details and Insurance details below:
Ex-Showr0om Price: 5,29,866
Road Tax: 85,985
Insurance from Royal Sundaram (B2B): 16,816
Total On road Price: 6,32,667
Free Accessories provide: Mud Flaps, Floor Mats, Car Freshener and Rear Parking Camera (Had to pay 2000 for this instead of 4500)
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