Best Car and Bike Insurance Company in India?

RSM · 22nd October 2009, 05:04 PM

My vote is for Bajaj Allianz.
I have this for my car and recently i felt i got very good service from them. They had cashless service, which is hassle-free.

Also, i got much cheaper premium rate compared to others.

anuprav · 22nd October 2009, 06:10 PM

Bajaj is good

350Z · 22nd October 2009, 06:36 PM

I insure the car from Tata AIG but now thinking to switch to another, Maybe Iffco Tokio or ICICI Lombard.

Drive Safe!
350Z

Zinam · 22nd October 2009, 09:22 PM

Hey i dont want to rate any!

This thread is just a coincidence :)

Its almost 11 months passed away from the day which i bought my car :)

So trying to change my insurance from Oriental Insurance to some other company !

Can you guys tell your experience ?

RSM · 22nd October 2009, 10:04 PM

Quote:

Originally Posted by Zinam

Hey i dont want to rate any!

This thread is just a coincidence :)

Its almost 11 months passed away from the day which i bought my car :)

So trying to change my insurance from Oriental Insurance to some other company !

Can you guys tell your experience ?

I had good experience with Bajaj. Cost is also less.
I heard Tata-AIG has more features, but costly.

Reliance is cheapest, but service is poor.

napster · 23rd October 2009, 12:46 AM

recently had a vary bad experience with bajaj. my friend crashed his swift and we went to claim insurance, wile offering insurance he said towing charges etc etc will be covered in insurance and you just have to pay the claiming charges but now he says all ****py rules and he says he cant violate them. this is the case with almost al lthe insurance companies. the best thing which we can do is get your rides insured from a company in which you know some one who is working in it. atleast in that case you'll have some chance to claim as much as you can.

Crazy cat · 23rd October 2009, 11:16 AM

I'm not sure which is best. But i can say that United Insurance is the worst. We had a terrible experience with our Esteem.

anuprav · 24th October 2009, 04:17 PM

Quote:

Originally Posted by napster

recently had a vary bad experience with bajaj. my friend crashed his swift and we went to claim insurance, wile offering insurance he said towing charges etc etc will be covered in insurance and you just have to pay the claiming charges but now he says all ****py rules and he says he cant violate them. this is the case with almost al lthe insurance companies. the best thing which we can do is get your rides insured from a company in which you know some one who is working in it. atleast in that case you'll have some chance to claim as much as you can.

Even if someone whom you know does not help. I have experience with National Insurance wherein to this company I gave good business in getting my marine insurance done till date and the person there did not help much.

Zinam · 24th October 2009, 04:27 PM

How about ICICI Lombard?

They seem to give lot of offers & attractive features :)

anuprav · 24th October 2009, 04:46 PM

Dont go by features, go by how good service which they will provide

rocky · 16th November 2009, 11:43 PM

never go for reliance, mine is that one and i didt get even a single penny from that for a small accident.so never go for it

350Z · 17th November 2009, 03:59 PM

Quote:

Originally Posted by rocky

never go for reliance, mine is that one and i didt get even a single penny from that for a small accident.so never go for it

So to which one you plan to switch now?

Drive Safe!
350Z

Zinam · 18th November 2009, 07:59 AM

Okay!

I finally renewed my isurance with United India Insurance yesterday

Crazy cat · 18th November 2009, 10:15 AM

I recently heard from a person that, in United India Insurance upon big payments, they usually delay the amount. If the Insurer is desperate of the amount, then they'll make a deal to file a legal case against the company and will fix a percentage on the compensation money that will be recieved as a result of the case. Some corrupt employees, spoiling the brand name. Thus, United India Insurance faces the highest number of legal cases for non-payment here.