Originally Posted by paragthegreat
can anybody tell me whats the procedure for insurance which i want to get it done on my own ?what needs to be done for getting the discount on the premium of insurance? i am getting myself the new wagon r lxi cng in 1 week.and 1 more question is that i have to do my registration also on my own.for that i need to do the insurance part first,i hope i am right?can anybody enlighten me regarding this?
Welcome to TAI
Any one can visit an office and buy an insurance, just fill the form.
With two things, Engine number and chassis number correctly, else when the claim arises it's a nightmare.
Note down these two and head out to an PSU or private, based on where you want to insure.
They will give you a cover note incase if the dealer want's to do the registration same day.
Which can be faxed to the dealer from the office of insurance.
You will have to enter the details in the form, with your DL copy, Proof of residence (Passport, Voter Id etc), for you to take the insurance.
The policy is always taken for Ex-showroom price, and not after including the road tax and other additions.
Before that make a research on policybazaar.com for the current price in the market, so that you get an idea of premium these offices collect.
The quotes are slightly higher on net,if you enter your details they will call you with the best deal, or yourselves visiting the office will save you 800-1000 based on what they have quoted.
Do you have a car in your name?
So that i can continue further.