Renewing Insurance for Hyundai Grand i10


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Hi there,

My insurance is expiring soon next month and as usual all the companies keep calling out. I have couple of questions regarding this, Hope you guys can give me some valuable inputs...
My vehicle details:
Grand i10 1.2 kappa Asta (Auto) / Reg: 2013 / Claim has been made.

First year, They've valued it 5,97,000 and Now various companies quote me around 4,50,000 and some like TATA AIG quoted me 4,83,000 IDV.

The premium is 11,464 norml / 14,763 zero-dep

I'm not sure if 4,83,000 is reasonable IDV for a second year ?
Is it possible to push them for a better price and IDV ?

Your inputs will also help other grand owners.

Thanks in advance.
 

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