I am new user. Here in forum as well of a car.
I got a Maruti Suzuki Swift Vxi model car on 2nd July 2014. I had a zero dep insurance for my car. Unfortunately, my car met an accident in which front right got damaged. I claimed insurance and the dealer in maruti asked me to pay 1000 INR initially but then asked for 4000 INR more. I was told that insurance does not cover the 'fog lamp' and rest accessories. At the time of insurance, I was told that the zero dep is type of insurance in which only 1000 INR has to paid for any issue.
So I would like to know that is there any possibility that dealer fooled me???