Friends, please help me to suggest the best 2 Wheeler Insurance policy for 1 year old Karizma ZMR.
My criteria is:
1: To claim - no claim bonus.
2: Should have better IDV value
3: It should cover plastic parts also as ZMR has plenty of fibers and one fall can cause 6000 loss.
(My BIL has faced it twice on his personal ZMR and both time it costs us Rs 6000 but Rs4000 was claimed each time.)
4: Is there any Zero Depreciation Policy for 2 Wheelers.
Since 2001, I am owing different 2 wheelars - Bajaj Caliber Croma (Till 2006), Bajaj Pulsar (Till 2011), Honda Activa ( till date) and Karizma ZMR till date. I guess, total expenditure on insurance must be closed to Rs 16000. But none of my policy renewal agent helped to get no claim bonus. Hope this time I will take wise decision with help of TAI
I am very fond of ICICI Bank and have already insured Activa and other ZMR( my BIL's) . My existing policy is NetSure Tata AIG.