For 3lacs here in bangalore ww can easily get
Swift zxi - 2006 models
Swift vxi - 2007 - 08 models
Honda city 2007 models
Beat, wagonr ; 2010 model and so on.
Try to get swift vxi with abs
, it should fit in ur budget and car is fun to drive. Civic is a complete no no for a first car buyer as spares are quite expensive, used cars always have some surprise element. Most honda car spares (like sensors etx)
Last for 10yrs or 1lakh kms (approx timeline) so chances of maintenanxe issues are very much high. In that case a maruti or Hyundai works out cheaper than honda.
All the best