Originally Posted by Neil6749
I heard something regarding no claim insurance from my friends , can someone clarify about it too
You will lose no claim bonus (NCB) in case you make a claim through your insurance policy. No claim bonus is in percentage (10, 20% etc.) and is deducted from the next year's insurance cost.
The fender can be repaired and repainted also, if the damage is less. If the cost savings you make from claiming insurance is more than the NCB lost, then only go ahead. Otherwise get the damage repaired from your own pocket.
And warranty has nothing to do with accidental damages.