Originally Posted by allhyundaicars
so i have some questions.
i had 2-3 dents on my car. the adviser said only 1 part can be claimed at a time. like my left fender is damaged , the boot and the rear bumper was damaged from one accident.
so i was wondering if i could get a claim for both the fender as well as the rear. also i saw a crack developing on the windshield out of nowhere. no hit nothing.
the windshield was changed under insurance before also so i'm guessing bad quality of the changed windshield
so i have all this , what can i claim ?
If your dealership is clever enough, they can claim.
Just its important that the scenarios one has to mention must depict what has happened.
Was the insurance brought from dealership or outside?
Because with dealership, they will be having contacts with surveyor and they try to claim as much as they can.
But from an outside buy, contact your agent on this regard for first hand information.
The surveyor has to visit and inspect the car, and you will have to state how the accident happened.
You can say that a bike rear ended at signal and sped away, and another vehicle brushed your vehicle and sped away in a parking lot.
You have to be more realisitic.
There is nothing like only one at a time, because the surveyor who sees your car , can say in the next claim that the dent was there in the previous accident and hence cannot be claimed.
Just one must create a scenario covering all these criteria.
My Scorpio was hit by a small pebble, while doing 120 kmph from opposite lane.
But it was just a small dot, which is there till now, when i asked the dealership, they said they will break the glass
and can claim, that too you get full in 1st year, but in the later stages of ownership, only 50%,35% is covered, based on Surveyor's mood.
But i didn't go for one, luckily crack has not expanded.
And one has to shell out from his pocket.
Just check whether glass is fully covered under claim, i guess its not covered.